Disclaimer

Last updated: July 2026.

General information only

All content on My Virtual Life Coach is provided for general educational and informational purposes. It reflects the opinions and research of author Ella Rowan Hart and is written to be helpful and honest — but it is not a substitute for personalised professional advice.

Not medical advice

Nothing here is medical advice, diagnosis, or treatment. Wellness tools and health-data explanations (such as the HRV interpreter) are educational and use broad general ranges, not clinical thresholds. Always consult a qualified healthcare professional about your health, and seek urgent care for any symptom that worries you.

Not legal or financial advice

Content about organising your affairs, end-of-life planning, and similar topics is general information, not legal, tax, or financial advice. Laws vary by country and situation. Please consult a qualified solicitor, accountant, or financial adviser before making decisions.

Author and book links

This website is run by, and features the books of, author Ella Rowan Hart. Links to her books point to Amazon, and she earns royalties from any sales as the author. We are transparent about this relationship. We are not currently part of the Amazon Associates affiliate program, so these are standard product links.

No guarantees

We aim for accuracy, but we make no warranty that content is complete, current, or error-free, and we're not liable for how you choose to use it. Use your own judgement, and involve a professional when it matters.

Questions? [email protected].